Welcome to Rafay Finance. These Terms and Conditions govern your use of our website [www.rafayfinance.com] (the “Website”) and the purchase and use of our advanced financial modeling course (the “Course”). By accessing or using our Website or Course, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these Terms, please do not use our Website or purchase our Course.
1. Acceptance of Terms
By accessing this Website, you confirm that you are at least 18 years old, or if you are under 18, you have obtained parental or guardian consent to use the Website and purchase our Course.
2. Course Enrollment and Access
- Eligibility: You may purchase and enroll in the Course through our Website. Upon purchase, you will receive login credentials to access the Course material.
- Non-Transferable: Your purchase is for your personal use only. You may not share, transfer, or sell your login credentials or access to the Course to others.
- License to Use: By purchasing the Course, you are granted a non-exclusive, non-transferable, and revocable license to access and use the Course content for personal educational purposes only.
3. Payment Terms
- Pricing: The price of the Course will be clearly indicated on our Website at the time of purchase. All prices are subject to change at our discretion.
- Payment: Full payment is required at the time of purchase. We accept payments through secure third-party payment processors. By purchasing the Course, you agree to provide valid payment information and authorize us to charge the applicable fees.
- Taxes: You are responsible for any applicable taxes related to your purchase.
4. Refunds
Our Refund Policy is outlined in the Refund and Returns Policy section, which is incorporated into these Terms. Please review the policy for details regarding eligibility and the refund process.
5. Intellectual Property
- Ownership: All content on the Website and in the Course, including but not limited to text, graphics, videos, images, and logos, is the property of Rafay Finance and is protected by copyright, trademark, and other intellectual property laws.
- Restrictions: You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Course or Website without our express written permission.
6. Prohibited Conduct
You agree not to:
- Share or distribute any part of the Course materials with others.
- Use the Website or Course for any illegal or unauthorized purpose.
- Attempt to hack, interfere with, or disrupt the functionality of the Website or Course.
- Use bots, scraping, or other automated means to access our Website or Course.
Violation of these terms may result in the immediate suspension or termination of your access to the Course without a refund.
7. Disclaimer of Warranties
- Course Content: While we strive to provide accurate and up-to-date information in our Course, we make no warranties or representations regarding the completeness, accuracy, or reliability of the content. The Course is provided “as is” and “as available,” and your use is at your own risk.
- No Financial Advice: The content of the Course is for educational purposes only and does not constitute financial or investment advice. You are responsible for any decisions you make based on the information presented.
8. Limitation of Liability
To the fullest extent permitted by law, Rafay Finance will not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or any other damages arising out of your use of the Website, Course, or inability to access the Course.
9. Modifications to the Course and Website
We reserve the right to modify, suspend, or discontinue any part of the Website or Course at any time without notice. We are not liable for any loss or damage that may result from changes to the Course or Website.
10. Termination
We reserve the right to terminate your access to the Course or Website if you violate these Terms and Conditions or engage in prohibited conduct, as outlined in Section 6. Upon termination, you will lose access to the Course, and no refund will be provided.
11. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and the “Last Updated” date will be revised accordingly. Your continued use of the Website or Course after changes have been made constitutes your acceptance of the updated Terms.
12. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Rafay Finance
Email: [email protected]
Phone: +923104545751
Office address: Neare thaheem chowk shalimar cly multan